by Ushma Mody, with Jeff Rosenfeld, Ph.D. India’s economic boom has brought technology to the masses.  And no technology has been as transformative in India than the smartphone.  More affordable than the laptop or ipad, the smartphone has almost become a necessity in India. Until about ten years ago, it would have been unheard of for lower-income Indians to own, or even have access to smart phones.  But by 2016, millions of Indian people had smartphones.  In fact, a 2016 surv